body {
	margin-left: 0px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 0px;
	background-image:url(../images/bg.jpg); background-repeat:repeat-x; background-color:#f2f4f3;
	
}
div.clear {
	clear: both;
}
a{ outline:none;}

.spacer{ line-height:28px; width:auto}
.spacer1{ line-height:10px; width:auto; }
.outer { width:957px; text-align:left }


.logo { width:233px; height:93px; float:left}
.navbar { width:714px; float:left; padding-top:50px; padding-left:10px }

.welcome { width:398px; height:315px; padding:39px 7px 0px 7px;  float:left; background:url(../images/welcome.jpg);font-family:Arial, Helvetica, sans-serif; font-size:12px; color:#ffffff; text-decoration:none;}
.slide { width:545px; height:354px; float:left; background:url(../images/navbar-left.jpg);}

.box { width:292px; float:left; margin-left:18px}

.services { width:292px; height:53px; background:url(../images/initiom-services.jpg);}
.growing-value { width:292px; height:53px; background:url(../images/growing-value.jpg);}
.kiwisaver { width:292px; height:53px; background:url(../images/kiwisaver.jpg);}

.box-bottom { width:292px; height:5px; background:url(../images/box-bottom.jpg);}
.box-middle { width:274px; border-left:1px solid #cfcfcf; border-right:1px solid #cfcfcf; background:url(../images/box-middle.jpg); background-repeat:repeat-x; background-color:#f0f0f0; padding:8px; font-family:Arial, Helvetica, sans-serif; font-size:12px; color:#666666; text-decoration:none; line-height:18px}

#tabs ul {
	margin:0; 
	padding:0px 0px 0px 0px; 
	list-style:none;	
	}

#tabs li {
	display:inline;
	margin:0;
	padding:0;
	}

#tabs a { height:19px; border-right:0px solid #000000;
	float:left; font-family:Arial, Helvetica, sans-serif; font-size:12px; color:#ffffff; font-weight:bold; 
	margin:0;
	padding:4px 12px 0px 13px;
	text-decoration:none;
	}
	

#tabs a:hover {height:19px; border-right:0px solid #000000; background-image:url(../images/menu-hover.jpg);
	float:left; font-family:Arial, Helvetica, sans-serif; font-size:12px; color:#ffffff;font-weight:bold; 	
	margin:0;
	padding:4px 12px 0px 13px;
	text-decoration:none;
	}
#tabs a.default {height:19px; border-right:0px solid #000000; background-image:url(../images/menu-hover.jpg);
	float:left; font-family: Arial, Helvetica, sans-serif; font-size:12px; color:#ffffff; font-weight:bold;		
	}

.border { border:1px solid #cccccc; padding:2px}

.footer { background-color:#bab1a3; text-align:center; padding:15px; font-family:Arial, Helvetica, sans-serif; font-size:11px; color:#000000; line-height:18px  }


h1 {font-family:Verdana, Arial, Helvetica, sans-serif; font-size:17px; color:#000000;  text-decoration:none; padding:0px; margin:0px; font-weight:normal}

.orange11{ font-family:Arial, Helvetica, sans-serif; font-size:11px; color:#ff6600; text-decoration:none;}

.grey11{ font-family:Arial, Helvetica, sans-serif; font-size:11px; color:#333333; text-decoration:none;}
.grey12{ font-family:Arial, Helvetica, sans-serif; font-size:12px; color:#666666; text-decoration:none;}


.black18{ font-family:Verdana, Arial, Helvetica, sans-serif; font-size:18px; color:#000000; }
.black12{ font-family:Verdana, Arial, Helvetica, sans-serif; font-size:12px; color:#000000; text-decoration:none;}

.white30{ font-family:Verdana, Arial, Helvetica, sans-serif; font-size:30px; color:#ffffff; text-decoration:none;}
.white12{ font-family:Arial, Helvetica, sans-serif; font-size:12px; color:#ffffff; text-decoration:none;}
.white11{ font-family:Arial, Helvetica, sans-serif; font-size:11px; color:#ffffff; text-decoration:none;}

.red12{ font-family:Verdana, Arial, Helvetica, sans-serif; font-size:12px; color:#cc0000; text-decoration:none;}
.red11{ font-family:Verdana, Arial, Helvetica, sans-serif; font-size:11px; color:#cc0000; text-decoration:none;}

a.b11:link { font-family:Arial, Helvetica, sans-serif; font-size:11px; color:#000000; text-decoration:underline;}
a.b11:visited{ font-family:Arial, Helvetica, sans-serif; font-size:11px; color:#000000; text-decoration:underline; }
a.b11:hover{ font-family:Arial, Helvetica, sans-serif; font-size:11px; color:#666666; text-decoration:underline; }

a.w11:link { font-family:Arial, Helvetica, sans-serif; font-size:11px; color:#ffffff; text-decoration:none;}
a.w11:visited{ font-family:Arial, Helvetica, sans-serif; font-size:11px; color:#ffffff; text-decoration:none; }
a.w11:hover{ font-family:Arial, Helvetica, sans-serif; font-size:11px; color:#ffffff; text-decoration:underline; }